What are the Best Credit Cards for Restaurant

Dining at a restaurant can be expensive so you should take the opportunity to pay your dining bill with a credit card. Doing so allows you to accumulate points that can be exchanged for cash back or statement credit. The following are the five best credit cards for maximizing your dining out habits.

1. Uber Visa Card
Uber visa card offers 4% cash back when you use it to pay for your meal at a restaurant. The restaurant category includes ordering food on the phone, dining in at the restaurants, and dining at UberEATS. You earn 3% when you spend in the hotel, airfare and vacation rentals category. Shopping at any online store or subscribing to video or music streaming subscription will earn you 2% rewards. Uber Visa card offers $100 cash back when you spend $500 in 90 days.

2. Chase Sapphire Reserve
Chase Sapphire Reserve offers 3x points when you shop at restaurants worldwide. This applies to all types of restaurants from fast food to fine dining restaurants. Another category of spending that can earn you 3x point is travel. With Chase Sapphire Reserve, you can earn 50K bonus points which worth $750 in travel when you spend $4K in the first 3 months. The card awards 50% more values when you redeem your points for travel purchases. You can use your point to book a flight as long as a seat is available.

3. Chase Sapphire Preferred
Chase Sapphire Preferred gives you 2x point when you pay for your dining bill at restaurant worldwide. On top of that, you earn 1x points on other purchases. With Chase Sapphire Preferred, you can earn 50K bonus points if you manage to spend $4K in the first 3 months. Adding the first authorized user will earn you 5K signup bonus points. The points worth more values when you redeem it for travel. For example, 50,000 points can be exchanged with a travel voucher worth $625.

4. Capital One Savor

Capital One Savor credit card offers up to 3% cash back on dining. Plus, you earn 2% cash back when shopping for groceries. It does not have any rotating category. The points will never expire and it does not put any limit on the amount of points you can earn. The card includes a zero percentage intro promo during the first 9 months.

5. Bank of America Premium Rewards
Bank of America Premium Rewards card currently offers 2x points for every dollar spent on restaurant and travel. It offers a flat rate of 1.5 points for other purchases. There is a 50K points signup bonus reward when you spend $3K within 90 days after account opening. You can redeem up to $200 in travel statement credit with the points you have accumulated.

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